When Identity Affects Value: Racial Bias in Home Appraisals and the Hidden Cost to Black Wealth
How Bias Enters a Structured Process A home appraisal is often described as a technical field, but it still depends heavily on human judgment. Appraisers select comparable properties, interpret neighborhood trends, and make adjustments based on experience. Each of those steps leaves room for subjective interpretation. Bias does not need to be open or intentional […]